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If you're going to use a small-cap index like the Russell 2000, you could want to stop and consider why an excellent index fund firm, like Lead, does not have any funds that follow it. The reason is because it's a poor index.
I have not even dealt with the straw guy here yet, and that is the reality that it is reasonably uncommon that you really have to pay either taxes or significant commissions to rebalance anyhow. Many intelligent capitalists rebalance as much as possible in their tax-protected accounts.
Decumulators can do it by withdrawing from possession courses that have actually succeeded. And naturally, no one needs to be buying loaded mutual funds, ever. Well, I really hope posts like these assistance you to translucent the sales tactics frequently used by "financial specialists." It's really regrettable that IULs don't work.
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